You could stick to the 100 number or create your own custom envelope challenge with fewer envelopes, if you’d like. Scale it way back if that makes it more doable. Do a monthly version of the challenge.Sure, it will take longer, but once you get in the habit, it’ll become routine.and maybe even inspire you to save that way for the long haul. You could draw two or three envelopes per week. If a daily challenge seems overwhelming, scale it back. Create a weekly version of the envelope challenge.See who ends up contributing the most to the pot! You can even put each of your earnings into separate savings accounts to save for now-and for later. If you're saving up for your child's education or a retirement fund, do this challenge with your partner. Use a little of your savings afterward to treat yourself to a celebratory dinner. Choose a competitive friend or two for some friendly competition to see who ends up saving the most at the end of your allotted time.
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